The Immortal Retirement

Design a retirement to last longer than you 

What Is The Immortal Retirement?

Named after the Immortal Jellyfish (the only animal that can bioligically live forever), the Immortal Retirement is a unique way to design your retirement so that it lasts longer than you. In the end, you should be able to enjoy your retirement (and not worry about running out of money).

The Immortal Retirement is made up of three parts; The Fluid Risk Strategy, The Miracle Asset, and The Retirement Builder. Schedule a call today to see if the Immortal Retirement is right for you. 

The Fluid Risk Strategy

Fluid Risk is our propritary strategy designed to invest your risk assets in such a way that they can make money in up or down markets. Though all of a retiree’s assets should not be “at risk”, we believe this strategy is essential for anyone who wants to design their retirement to last longer than them. 

How does it work? Well, if you compare the market to a beach, then the day to day returns would be like the waves. They create a lot of excitment, but can be hard to track or predict. Instead of getting distrated by the noise made by the waves, we focus on the tide. We use sophiticated algorythms that invest based on whether or not the tide coming in or going out.

Though we call it “Fluid Risk”, it is more commonly known as an Absolute Return Models. These models are often found in hedge funds, high-net worth portfolios, and major endowment funds. We are fortunate to have been able to gain access to them and make them available to the average investor. 

Schedule a call and ask us for our more recent fact sheet so you can see how our Fluid Risk Strategy looks when compared to the S&P 500. 

The Miracle Asset

All investments can be desribed by three traits: Growth, Principal Protection, and Liquidity. For most assets, you can only pick two. For example, a stock/mutual fund/ or ETF would fall under growth and liqudity with no protection of principal. CDs and income annuities would qualify as growth and principal protection. They are not liquid.

There are two types of investments that, if funded correctly, qualify as fully liquid with growth potential and principal protection. They are designed for those in retirement and can take several years before you get these benefits. 

Schedule a call today and ask about about the two Miracle Assets and what their average returns are. 

The Retirement Builder

Instead of guessing your way through retirement while looking at a pie chart, we built propritary software that allows you to build your retirement in 5 min or less. Answer some of the most difficult questions retirees face in minutes.

The Retirement Builder is the foundatino that guides each year in retirement. See when you should file for Social Security. Project what would happen if you retired today instead of five years from now. This easy-to-use tool is intended to help you design your custom Immortal Retirement so that you don’t have to worry about running out of money in retirement. 

Schedule a call today and gain access to The Retirement Builder and see if you could retire today!

Aspects Covered Under The Immortal Retirement

Retirement Planning is complicated. We are here help you design a retirement that not only lasts longer than you, but it also covers the different critical areas as seen below.

Income Planning

How much do you need, net of tax, to be able to retire? If markets go down, can you still afford that lifestyle?

Investment Planning

Are you still diversified for growth, like when you held a job and had a paycheck coming in? If so, it may be time to consider adjusting your portfolio and investments.

Tax Planning

If taxes are relatively low and national debt is historically high, do you believe taxes will go up? If so, do you have a plan to anticipate the possible change?

Healthcare Planning

Can you afford the cost of declining health? Some will self-insure while others may choose other options. What will you do?

Estate Planning

Do you have an updated trust? A great way to ruin family relationships is to leave it to them to figure it out. Are your documents in order?

Retirement Management

Are you able to keep up with politicians shifting the retirement landscape? We are here to guide you every step of the way.

*Diversification does not ensure a profit or guarantee against losses.